Comprehensive Employee Benefit Solutions
in Texas
At Compass Insurance Advisors Group Benefits, we’re proud to serve the hardworking people and businesses that make Texas thrive. From the fast-paced corporate world of Dallas and Houston to the small family-owned businesses in Lubbock, Amarillo, and the Hill Country, we help employers and individuals find health and medical coverage and retirement and comprehensive solutions that fit their unique goals and budgets.
And with more than 40 years of experience across the western United States, our advisors combine industry knowledge with a local understanding of what matters most to Texans: trust, value, and service. So whether you’re a business owner looking for group health insurance in Texas or an individual navigating Medicare or the state’s marketplace, we make insurance simple, clear, and tailored to your needs.
Employee Benefit Solutions Built for Texas Businesses
Texas businesses power one of the strongest economies in the country, but offering quality benefits can be challenging — especially when balancing employee expectations and rising healthcare costs. That’s where we come in.
We work with companies of all sizes, from small businesses in Austin to manufacturing firms near Fort Worth, to create cost-effective benefit packages that help attract and retain great employees. Our employee benefit services include:
- Group health insurance in Texas, including fully insured, level-funded, and self-funded plans
- Cost-saving strategies that can reduce premiums by 10–30%
- Compliance support for ACA, COBRA, and ERISA regulations
- Employee education and onboarding support
- Annual renewal and ongoing plan management
We understand that every employer is different, so we take the time to build plans that align with your company culture, goals, and financial structure.
Small Business Health Plans in Texas
For small business owners, offering health benefits can feel daunting. That’s why our advisors make the process as easy and affordable as possible. We help you explore small business health plans in Texas that fit your team size, budget, and growth stage. Whether you’re just getting started or looking to upgrade your current coverage, we provide:
- Access to top Texas carriers offering PPO and HMO networks
- Clear comparisons between plan types and costs
- Simplified enrollment for you and your employees
- Long-term guidance to help you adapt as your business evolves
Our goal is to help Texas small businesses compete with larger employers by providing strong, dependable benefits that employees truly appreciate.
Health & Medical Coverage for Individuals & Families
If you’re not covered through an employer, we also help individuals and families navigate Texas health insurance through the federal marketplace. We explain all your options under the Affordable Care Act (ACA), helping you select a plan that covers essential health benefits like preventive care, maternity services, prescriptions, and emergency care. We’ll also guide you through available financial assistance, such as:
- Premium Tax Credits, which help lower your monthly payments
- Cost-sharing reductions, which reduce deductibles and out-of-pocket expenses for qualifying households
Our team ensures you get the most value from your health plan while keeping your coverage affordable and comprehensive.
Texas PPO & HMO Plans
Choosing between Texas PPO and HMO plans can feel confusing. PPO (Preferred Provider Organization) plans offer flexibility to see specialists or out-of-network providers, while HMO (Health Maintenance Organization) plans typically have lower costs and focus on care within a network.
We take the time to explain the differences and help you choose a plan that fits your lifestyle, budget, and medical needs. Whether you’re in Houston’s medical district, the suburbs of San Antonio, or a rural Texas community, we’ll match you with the right provider network for your area.
Texas Medicaid & CHIP
At Compass Insurance Advisors, we believe every Texan deserves access to quality healthcare. We assist families in understanding Texas Medicaid programs, including STAR (for low-income children, pregnant women, and families) and CHIP (Children’s Health Insurance Program).
We help you determine eligibility, guide you through the application process, and explain how managed care plans, administered by Managed Care Organizations (MCOs), work in your area. Our team stays up-to-date on Medicaid regulations so you always have access to the most accurate information and resources available.
Medicare Advantage & Supplement Plans in Texas
If you’re approaching retirement, understanding your Medicare options is essential. Our licensed agents simplify Medicare Advantage Texas and Medicare Supplement Texas (Medigap) plans so you can make informed choices about your coverage. We help you compare:
- Medicare Advantage (Part C) plans that combine hospital, medical, and often prescription coverage.
- Medicare Supplement (Medigap) policies that help pay for deductibles, coinsurance, and out-of-pocket costs.
- Medicare Part D plans for prescription drug coverage.
We review plans annually to ensure your coverage continues to meet your needs and remains cost-effective. Our partnerships with trusted carriers like Blue Cross Blue Shield of Texas (BCBSTX), Ambetter Texas, and United Healthcare Texas ensure you always have access to reliable, competitive options.
Retirement & Comprehensive Solutions
True employee benefits go beyond medical coverage. Our retirement and comprehensive solutions help business owners and employees alike plan for the future. We assist Texas companies in setting up and managing:
- 401(k) and SIMPLE IRA plans
- Tax-advantaged savings programs
- Employee retirement education and participation strategies
- Seamless integration between retirement and health benefits
We believe a financially secure workforce is a more productive and loyal one. That’s why we help employers offer benefits that not only support employees today but also prepare them for tomorrow.
Why Texans Choose Compass Insurance Advisors
Texans value honesty, hard work, and trust — and so do we. At Compass Insurance Advisors Group Benefits, we treat every client like a neighbor. From El Paso to Dallas to Corpus Christi, we’re proud to serve businesses and families with the integrity and care that defines our agency. Clients choose us because we:
- Simplify complex insurance decisions with straightforward guidance
- Provide transparent, personalized solutions for every need
- Offer local knowledge combined with national experience
- Deliver consistent, year-round support—not just at enrollment
Whether you’re managing a team or planning for retirement, our goal is to help you make confident, informed decisions about your coverage.
Frequently Asked Questions
What types of health insurance plans are available in Texas?
Do you help small businesses find affordable health plans?
What is Texas STAR Medicaid?
Do you offer Medicare plan assistance?
Can you help with retirement benefits?
Build a Stronger Future with Compass Insurance Advisors
At Compass Insurance Advisors Group Benefits, we’re proud to help Texans protect what matters most. Whether it’s health and medical coverage, retirement and comprehensive solutions, or group health insurance in Texas, we make it simple to find coverage that fits your life and your goals.
And from bustling Houston to the wide-open plains of West Texas, we’re here to guide you through every step with integrity, expertise, and personalized care. So don’t wait: just reach out and contact us today to learn how we can help you secure the right benefits for your business, your employees, and your future in the Lone Star State.