Comprehensive Employee Benefit Solutions
in New Mexico
At Compass Insurance Advisors Group Benefits, we take pride in helping businesses, families, and individuals across New Mexico find clarity and confidence in their insurance choices. And that means that whether you’re running a small business in Albuquerque, managing a ranch near Las Cruces, or planning retirement in Santa Fe, we’re here to guide you toward smarter, more affordable coverage.
Additionally, with more than 40 years of experience serving the western United States, we specialize in health and medical coverage, retirement and comprehensive solutions, and benefits that make sense for real New Mexicans. From navigating Medicaid in New Mexico to selecting the right ACA plans in New Mexico, we make insurance simple, transparent, and tailored to your needs.
Personalized Employee Benefits for New Mexico Businesses
We know that every business in New Mexico is unique. From tech startups in Rio Rancho to family-owned restaurants in Farmington, each employer faces different challenges in attracting and retaining great employees. That’s where our team comes in.
We partner with companies of all sizes to create customized group health insurance in New Mexico that fits your workforce and your budget. Our employee benefit solutions include:
- Group health and medical coverage (fully insured, level-funded, and self-funded plans)
- ACA, COBRA, and ERISA compliance support
- Employee education and enrollment assistance
- Cost-saving strategies that can lower premiums without reducing coverage
- Ongoing plan management and renewal reviews
We understand that managing health benefits can be complex, so we handle the details—letting you focus on your business while we ensure your employees are covered with care and confidence.
Exploring ACA Plans in New Mexico
For individuals and families without employer-sponsored insurance, the Affordable Care Act in New Mexico offers access to affordable, high-quality healthcare options. Through beWellnm, New Mexico’s official health insurance exchange, residents can compare plans, apply for subsidies, and enroll in coverage that fits their needs. Our advisors simplify the process by helping you:
- Compare ACA plans in New Mexico that meet your medical and financial goals.
- Understand the Advance Premium Tax Credit (APTC), which helps reduce monthly premiums.
- Qualify for cost-sharing reductions (CSR) that lower out-of-pocket expenses for eligible individuals.
- Enroll during the annual open enrollment period or during a special enrollment window if you’ve had a qualifying life event.
We ensure you choose a plan that offers the essential health benefits required by the ACA, including preventive care, maternity coverage, prescription drugs, mental health services, and more.
Medicaid & Public Health Programs in New Mexico
At Compass Insurance Advisors, we believe that quality healthcare should be accessible to everyone. We help individuals and families understand their options for Medicaid in New Mexico, a program administered by the New Mexico Human Services Department and managed through Managed Care Organizations (MCOs).
We can help you determine eligibility for Medicaid programs, guide you through the application process, and explain how Medicaid coverage works with other benefits. Our advisors also stay informed about the NM Healthcare Authority and its evolving initiatives, ensuring our clients have the latest information about healthcare access, affordability, and compliance throughout the state.
Medicare in New Mexico
Understanding Medicare New Mexico can feel overwhelming, especially with the variety of options available. That’s why our licensed agents provide one-on-one guidance to help you make the best decision for your situation. We explain every part of Medicare, including:
- Part A and B: Original Medicare covering hospital and medical services.
- Part C (Medicare Advantage): Private plans that include extra benefits like dental, vision, and hearing coverage.
- Part D: Prescription drug plans that help lower medication costs.
- Medigap: Supplement plans that help pay for costs not covered by Original Medicare.
Our team also conducts annual plan reviews to make sure your coverage still aligns with your health needs and budget. Whether you’re newly eligible or reviewing your current plan, we make Medicare simple and stress-free.
Retirement & Comprehensive Solutions
Strong employee benefits go beyond health coverage: they help employees plan for long-term financial stability. Our retirement and comprehensive solutions are designed to support both employers and employees in preparing for a secure financial future. We offer:
- Employer-sponsored retirement plans, including 401(k) and SIMPLE IRA options.
- Integration of retirement benefits with other employee coverage.
- Employee education to encourage participation and savings.
- Compliance and plan management support.
By offering retirement benefits, you’re not only investing in your employees’ futures but also strengthening your company’s ability to attract and retain skilled workers.
Long-Term Care Insurance in New Mexico
Planning for the future means preparing for the unexpected. Long-term care insurance in New Mexico provides coverage for services such as in-home care, assisted living, and nursing facilities — expenses not typically covered by regular health insurance or Medicare.
Our advisors help you evaluate long-term care options that fit your goals and budget, ensuring you and your loved ones are protected should the need arise. We work with trusted carriers that understand the financial and emotional importance of long-term care planning in a state where family and community come first.
Why New Mexicans Trust Compass Insurance Advisors
At Compass Insurance Advisors Group Benefits, we combine local understanding with national experience to bring our clients the best possible coverage solutions. We know the people, the businesses, and the communities that make New Mexico unique—from the high desert landscapes near Albuquerque to the mountain towns of Taos and Ruidoso. Our clients choose us because we:
- Offer transparent, practical advice that simplifies complex insurance choices.
- Deliver personalized solutions that align with individual and business goals.
- Stay current on state and federal regulations to keep your coverage compliant.
- Provide ongoing support, not just one-time enrollment assistance.
Whether you’re a business owner, a retiree, or a family navigating healthcare for the first time, we’re your trusted local partner in making smart insurance decisions.
Frequently Asked Questions
What is beWellnm?
Who qualifies for Medicaid in New Mexico?
What is an MCO in New Mexico?
Do you offer help with Medicare plans in New Mexico?
Can you help businesses with group insurance plans?
Partner with Compass for Smarter Coverage
At Compass Insurance Advisors, we’re dedicated to helping New Mexico residents and employers make confident, informed decisions about their benefits. From health and medical coverage to retirement and comprehensive solutions, our mission is to simplify your insurance experience while providing exceptional value.
So whether you’re comparing ACA plans in New Mexico, enrolling in Medicare New Mexico, or designing group health insurance in New Mexico, our experienced advisors are here to guide you every step of the way. Just reach out and contact us today to explore your options and take the first step toward a stronger, more secure future in the Land of Enchantment.