Comprehensive Employee Benefit Solutions

in Idaho

At Compass Insurance Advisors Group Benefits, we proudly serve employers, employees, and families all across the beautiful state of Idaho. From the thriving small businesses in Boise to the agricultural communities in Idaho Falls and Twin Falls, our goal is simple: to help Idahoans find reliable, affordable, and flexible insurance solutions that provide peace of mind.

With over four decades of experience in the insurance industry, we also specialize in creating health and medical coverage plans and retirement and comprehensive solutions designed for Idaho’s unique workforce. So regardless of whether you’re a business owner searching for employee benefits or an individual exploring Idaho health insurance, we make navigating the system easy, transparent, and stress-free.

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Tailored Employee Benefits for Idaho Businesses

We understand that every Idaho employer faces different challenges when it comes to offering quality benefits. From construction companies in Pocatello to tech startups in Coeur d’Alene, we take the time to understand your goals and design plans that meet your needs and your budget. Our experienced advisors help employers with:

  • Group health and medical coverage plans (fully insured, self-funded, or level-funded)
  • Employee education and enrollment support
  • Compliance with ACA, COBRA, and ERISA regulations
  • Cost-saving strategies that reduce premiums without sacrificing quality
  • Ongoing plan management and renewal guidance

We believe strong employee benefits are the key to retaining top talent and supporting long-term business success. Our local expertise allows us to match you with plans that are affordable, comprehensive, and perfectly suited for your Idaho workforce.

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Individual & Family Health Plans in Idaho

We help individuals and families explore individual and family health plans in Idaho through the state’s official exchange, Your Health Idaho. Your Health Idaho is where residents can shop for Affordable Care Act (ACA) plans, compare options, and apply for financial assistance. We simplify the process by helping you:

  • Compare ACA plans in Idaho that include essential health benefits like preventive care, maternity coverage, and prescription drugs.
  • Determine eligibility for the Advance Premium Tax Credit (APTC), which lowers monthly premiums.
  • Understand cost-sharing reduction (CSR) subsidies that make healthcare more affordable for lower-income households.
  • Enroll during the open enrollment in Idaho period, or apply during a special enrollment period if you’ve experienced qualifying life changes such as marriage, birth, or job loss.

Our advisors walk you through every step, making sure you choose the right plan that fits your budget and provides the protection your family deserves.

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Short-Term & Alternative Coverage Options

For Idaho residents between jobs or awaiting new coverage, short-term health insurance in Idaho can provide valuable temporary protection. We work with trusted carriers to help you find plans that fill coverage gaps and keep you insured during transitions.

While short-term coverage doesn’t meet ACA requirements or include all essential health benefits, it can still be a practical option for those who need immediate coverage or affordable short-term protection. We help you understand the advantages and limitations so you can make an informed choice.

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Idaho’s Leading Health Insurance Carriers

Our relationships with top regional and national carriers ensure you always have access to quality, affordable coverage. We proudly partner with leading providers like:

  • Blue Cross of Idaho, one of the state’s most trusted insurers with broad provider networks.
  • Select Health Idaho, known for exceptional customer service and plan flexibility.
  • Major national carriers that serve Idaho’s residents and employers.

We compare plan options across carriers to find the right balance of coverage, cost, and convenience for you or your employees.

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Public Health Programs & Medicaid in Idaho

At Compass Insurance Advisors, we believe everyone deserves access to quality healthcare. For Idaho residents who meet income and eligibility requirements, we assist with Idaho Medicaid, which provides comprehensive health coverage for qualifying individuals and families.

We help you understand how Medicaid interacts with private insurance and ensure you’re fully aware of all available benefits. Our advisors also provide guidance on supplemental programs and help you explore options through Your Health Idaho if you don’t qualify for Medicaid.

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Medicare Options for Idaho Residents

Choosing the right Medicare Idaho plan can feel complicated. Our licensed Medicare advisors are here to make it simple. We also review your plan annually to ensure your coverage continues to meet your healthcare needs as they change over time. We guide Idaho residents through every stage of the process, explaining all available parts of Medicare, including:

Medicare

Part A & B

For hospital and medical coverage.

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Medicare Part C

(Medicare Advantage)

Plans that include additional benefits like dental, vision, and prescription coverage.

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Medicare

Part D

For standalone prescription drug coverage.

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Medigap

(Medicare Supplement)

Plans that help pay for out-of-pocket costs not covered by Original Medicare.

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Retirement & Comprehensive Solutions for Idaho Employers

Employee benefits extend beyond health coverage: they help shape your team’s financial future. That’s why we also offer retirement and comprehensive solutions designed to support long-term financial wellness. We help Idaho employers:

  • Set up and manage 401(k), SIMPLE IRA, or other retirement plans.
  • Educate employees on savings strategies and contribution options.
  • Integrate retirement planning with existing benefits for seamless management.
  • Ensure compliance with state and federal regulations.

By offering a well-rounded benefits package that includes both health and retirement solutions, Idaho businesses can build stronger, more loyal teams that are prepared for the future.

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Why Idaho Businesses Choose Compass Insurance Advisors

We’re more than insurance brokers: we’re trusted partners committed to protecting Idaho families and employers. Our approach is personal, professional, and built around long-term relationships. Clients choose us because we:

  • Provide honest, straightforward advice tailored to your goals.
  • Simplify complex coverage decisions.
  • Save businesses money through innovative funding and compliance strategies.
  • Offer continuous support throughout the year — not just at enrollment.
  • Understand Idaho’s insurance laws, healthcare landscape, and community needs.

From Boise and Nampa to Rexburg and Lewiston, we take pride in serving Idaho communities with the same care and commitment we’d offer our own neighbors.

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Frequently Asked Questions

What is Your Health Idaho?

Your Health Idaho is the state’s official health insurance exchange where residents can shop for and enroll in ACA-compliant health plans. It’s the only place Idahoans can access subsidies like APTC and CSR to reduce their costs.

When is open enrollment in Idaho?

Open enrollment typically runs from November through mid-December each year. However, you may qualify for a special enrollment period if you’ve had a major life event such as getting married, moving, or losing coverage.

What are essential health benefits?

Essential health benefits are the core services that every ACA plan must cover, including preventive care, hospitalization, maternity, mental health services, and prescription drugs.

Can I get short-term health insurance in Idaho?

Yes. Short-term plans are available and can provide temporary coverage. We’ll help you understand whether a short-term plan is right for your situation.

Do you help with Medicare in Idaho?

Yes. We guide individuals through Medicare enrollment and help compare Part A, B, C, D, and Medigap plans to ensure you choose the right coverage.

Build a Healthier Future with Compass Insurance Advisors

At Compass Insurance Advisors Group Benefits, we’re proud to help Idaho employers, families, and individuals make informed decisions about their health and medical coverage and retirement and comprehensive solutions. From navigating Your Health Idaho to selecting Medicare Idaho plans, our team simplifies every step so you can focus on what matters most.

So whether you’re a business in Boise, a family in Idaho Falls, or a retiree in Coeur d’Alene, we’re here to guide you toward the best coverage for your needs. All you have to do is reach out and contact us today to learn how Compass Insurance Advisors can help you plan, protect, and build a stronger financial future in Idaho.

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